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IqNfgHK

American Tourist's Murder Case Solved? « Liveshots

Israeli police have lifted a gag order Wednesday on the arrest of a Palestinian criminal cell.

Asian Cup: Bad <b>News</b> for Japan, and Dortmund - NYTimes.com

Japan's Shinji Kagawa will miss Saturday's Asian Cup final in Qatar, and could be lost to first-place Borussia Dortmund of the German Bundesliga for the rest of the season.

CBS <b>News</b> Finds North Korea-Like Approval for SOTU

Yet CBS News ran an "online poll," which is getting plenty of attention, showing that 92% of people "approve of the proposals the president made in his [State of the Union] speech." The polling method used 500 supposedly representative ...

uCrjRbA

American Tourist&#39;s Murder Case Solved? « Liveshots

Israeli police have lifted a gag order Wednesday on the arrest of a Palestinian criminal cell.

Asian Cup: Bad <b>News</b> for Japan, and Dortmund - NYTimes.com

Japan's Shinji Kagawa will miss Saturday's Asian Cup final in Qatar, and could be lost to first-place Borussia Dortmund of the German Bundesliga for the rest of the season.

CBS <b>News</b> Finds North Korea-Like Approval for SOTU

Yet CBS News ran an "online poll," which is getting plenty of attention, showing that 92% of people "approve of the proposals the president made in his [State of the Union] speech." The polling method used 500 supposedly representative ...

ZzhHfC

American Tourist&#39;s Murder Case Solved? « Liveshots

Israeli police have lifted a gag order Wednesday on the arrest of a Palestinian criminal cell.

Asian Cup: Bad <b>News</b> for Japan, and Dortmund - NYTimes.com

Japan's Shinji Kagawa will miss Saturday's Asian Cup final in Qatar, and could be lost to first-place Borussia Dortmund of the German Bundesliga for the rest of the season.

CBS <b>News</b> Finds North Korea-Like Approval for SOTU

Yet CBS News ran an "online poll," which is getting plenty of attention, showing that 92% of people "approve of the proposals the president made in his [State of the Union] speech." The polling method used 500 supposedly representative ...

fZZyUf

American Tourist&#39;s Murder Case Solved? « Liveshots

Israeli police have lifted a gag order Wednesday on the arrest of a Palestinian criminal cell.

Asian Cup: Bad <b>News</b> for Japan, and Dortmund - NYTimes.com

Japan's Shinji Kagawa will miss Saturday's Asian Cup final in Qatar, and could be lost to first-place Borussia Dortmund of the German Bundesliga for the rest of the season.

CBS <b>News</b> Finds North Korea-Like Approval for SOTU

Yet CBS News ran an "online poll," which is getting plenty of attention, showing that 92% of people "approve of the proposals the president made in his [State of the Union] speech." The polling method used 500 supposedly representative ...

FfsaTU

American Tourist&#39;s Murder Case Solved? « Liveshots

Israeli police have lifted a gag order Wednesday on the arrest of a Palestinian criminal cell.

Asian Cup: Bad <b>News</b> for Japan, and Dortmund - NYTimes.com

Japan's Shinji Kagawa will miss Saturday's Asian Cup final in Qatar, and could be lost to first-place Borussia Dortmund of the German Bundesliga for the rest of the season.

CBS <b>News</b> Finds North Korea-Like Approval for SOTU

Yet CBS News ran an "online poll," which is getting plenty of attention, showing that 92% of people "approve of the proposals the president made in his [State of the Union] speech." The polling method used 500 supposedly representative ...

rQFrP

American Tourist&#39;s Murder Case Solved? « Liveshots

Israeli police have lifted a gag order Wednesday on the arrest of a Palestinian criminal cell.

Asian Cup: Bad <b>News</b> for Japan, and Dortmund - NYTimes.com

Japan's Shinji Kagawa will miss Saturday's Asian Cup final in Qatar, and could be lost to first-place Borussia Dortmund of the German Bundesliga for the rest of the season.

CBS <b>News</b> Finds North Korea-Like Approval for SOTU

Yet CBS News ran an "online poll," which is getting plenty of attention, showing that 92% of people "approve of the proposals the president made in his [State of the Union] speech." The polling method used 500 supposedly representative ...

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IgNqpBNJ

American Tourist&#39;s Murder Case Solved? « Liveshots

Israeli police have lifted a gag order Wednesday on the arrest of a Palestinian criminal cell.

Asian Cup: Bad <b>News</b> for Japan, and Dortmund - NYTimes.com

Japan's Shinji Kagawa will miss Saturday's Asian Cup final in Qatar, and could be lost to first-place Borussia Dortmund of the German Bundesliga for the rest of the season.

CBS <b>News</b> Finds North Korea-Like Approval for SOTU

Yet CBS News ran an "online poll," which is getting plenty of attention, showing that 92% of people "approve of the proposals the president made in his [State of the Union] speech." The polling method used 500 supposedly representative ...

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[blogsearch]

eric seiger

AMERICAblog <b>News</b>: Financial Crisis Inquiry Commission: Crisis was <b>...</b>

While this doesn't come as much of a shock to anyone who lives outside of the Washington bubble, it may be big news inside the bubble. Of course it was avoidable and of course both Democrats and Republicans deserve plenty of blame. ...

Small Business <b>News</b>: Doing Business With the World

Why settle for your local market when you could be doing business with the world. A survey shows small business owners are already moving in this direction at.

Sleep Makes The Memory - Science <b>News</b>

Napping while reliving memories stabilizes people's ability to recall them later.

eric seiger

AMERICAblog <b>News</b>: Financial Crisis Inquiry Commission: Crisis was <b>...</b>

While this doesn't come as much of a shock to anyone who lives outside of the Washington bubble, it may be big news inside the bubble. Of course it was avoidable and of course both Democrats and Republicans deserve plenty of blame. ...

Small Business <b>News</b>: Doing Business With the World

Why settle for your local market when you could be doing business with the world. A survey shows small business owners are already moving in this direction at.

Sleep Makes The Memory - Science <b>News</b>

Napping while reliving memories stabilizes people's ability to recall them later.

eric seiger

AMERICAblog <b>News</b>: Financial Crisis Inquiry Commission: Crisis was <b>...</b>

While this doesn't come as much of a shock to anyone who lives outside of the Washington bubble, it may be big news inside the bubble. Of course it was avoidable and of course both Democrats and Republicans deserve plenty of blame. ...

Small Business <b>News</b>: Doing Business With the World

Why settle for your local market when you could be doing business with the world. A survey shows small business owners are already moving in this direction at.

Sleep Makes The Memory - Science <b>News</b>

Napping while reliving memories stabilizes people's ability to recall them later.

eric seiger

AMERICAblog <b>News</b>: Financial Crisis Inquiry Commission: Crisis was <b>...</b>

While this doesn't come as much of a shock to anyone who lives outside of the Washington bubble, it may be big news inside the bubble. Of course it was avoidable and of course both Democrats and Republicans deserve plenty of blame. ...

Small Business <b>News</b>: Doing Business With the World

Why settle for your local market when you could be doing business with the world. A survey shows small business owners are already moving in this direction at.

Sleep Makes The Memory - Science <b>News</b>

Napping while reliving memories stabilizes people's ability to recall them later.

eric seiger

AMERICAblog <b>News</b>: Financial Crisis Inquiry Commission: Crisis was <b>...</b>

While this doesn't come as much of a shock to anyone who lives outside of the Washington bubble, it may be big news inside the bubble. Of course it was avoidable and of course both Democrats and Republicans deserve plenty of blame. ...

Small Business <b>News</b>: Doing Business With the World

Why settle for your local market when you could be doing business with the world. A survey shows small business owners are already moving in this direction at.

Sleep Makes The Memory - Science <b>News</b>

Napping while reliving memories stabilizes people's ability to recall them later.

eric seiger

AMERICAblog <b>News</b>: Financial Crisis Inquiry Commission: Crisis was <b>...</b>

While this doesn't come as much of a shock to anyone who lives outside of the Washington bubble, it may be big news inside the bubble. Of course it was avoidable and of course both Democrats and Republicans deserve plenty of blame. ...

Small Business <b>News</b>: Doing Business With the World

Why settle for your local market when you could be doing business with the world. A survey shows small business owners are already moving in this direction at.

Sleep Makes The Memory - Science <b>News</b>

Napping while reliving memories stabilizes people's ability to recall them later.

eric seiger
eric seiger

AMERICAblog <b>News</b>: Financial Crisis Inquiry Commission: Crisis was <b>...</b>

While this doesn't come as much of a shock to anyone who lives outside of the Washington bubble, it may be big news inside the bubble. Of course it was avoidable and of course both Democrats and Republicans deserve plenty of blame. ...

Small Business <b>News</b>: Doing Business With the World

Why settle for your local market when you could be doing business with the world. A survey shows small business owners are already moving in this direction at.

Sleep Makes The Memory - Science <b>News</b>

Napping while reliving memories stabilizes people's ability to recall them later.

online reputation management news

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foreclosure victims

Via David Dayen, at least one federal regulator wants to do something about the foreclosure crisis. Federal Deposit Insurance Commission Chair Sheila Bear has proposed implementing rigid standards for mortgage services in the financial reform regulatory rulemaking. She's advocating the idea of a claims commission for homeowners.

Federal Deposit Insurance Corp. Chairman Sheila Bair wants a foreclosure claims commission set up, similar to the one established during the oil spill crisis in the Gulf of Mexico last year, to help homeowners victimized by improper foreclosures....

Lenders and servicers have restarted foreclosures from the robo-signing scandal and have begun refiling thousands of affidavits. Chase said it would mail out $2 million in refunds to those families.

But Bair wants to consider more in compensation and in new regulation.

"The mortgage servicing industry is fundamentally flawed and in desperate need of reform. It does not provide significant incentives to provide borrowers enough loss mitigation needs," Bair said.

She added that some servicers have become too big to succeed. Since 2000, the five largest servicers grew their market share from 32% to more than 60% today, Bair said, adding that these companies were either incapable of or reluctant to commit the resources necessary to implement effective loss mitigation practices.

As the 50 state attorneys general continue their investigation into the servicing industry, Iowa AG Tom Miller has said a fund to compensate borrowers victimized by robo-signers is on the table, but not necessarily pending.

It's good as far as it goes for those who've already been victimized by the mortgage servicing industry, but there's an immediate need to stop these unwarranted foreclosures and prevent their being further victims. Dday:

A nationwide compensation fund is fine, but in the end it’ll probably end up as just a payoff, the cost of doing business for the banks. You have to add to that real modifications with principal reductions, to reset the entire housing market and stabilize it. And you have to provide consequences for illegal behavior, which is in the background of virtually every foreclosure action over the past several years. Judge Arthur Schack is taking on foreclosure lawyers because they are lying in his court and breaking the law. The remedy for that is to throw those people in jail, and that needs to go all the way to the top. “I’m not going after lawyers, I’m out to do justice,” Judge Schack said. “We have something called due process of the law.” And there’s no justice without actual sanctions for criminal behavior. “We’re not Animal House,” concluded Judge Schack. “Some animals, like banks, are not more equal than others, to bring George Orwell into this.” It was Animal Farm, but have I mentioned that I love Judge Schack?

It's a start, and a good thing that someone in the administration is talking about doing something, anything on this issue. But it is just a start.

Any cop can tell you whodunnit but it takes a supercop to tell you What It All Means about our political culture. A nagging question: Should supercop maybe have figured out that Loughner was a menace before he gunned down six people outside a Safeway? Remember, this is a guy who was so palpably disturbed that more than one of his classmates told their professor that they feared for their lives. He had five separate run-ins with the campus police at his community college, and as Moe Lane helpfully notes, at some point Dupnik himself learned that Loughner had made death threats — and they weren’t threats to Gabby Giffords. When he learned of those threats (perhaps only after the shootings?) and whether they fell under his jurisdiction are the subjects of inquiry going forward, provided any reporter can tear himself away from worrying about tea partiers to look into this.

In that vein, we’re getting lots of e-mails about this post, but I’m unfamiliar with the site and can’t vouch for its credibility. Under those circumstances I’d normally pass on it, but since America’s new standard of journalism requires no supporting evidence whatsoever before tossing an assertion into the news stream, here you go. Maybe it’s true, maybe it isn’t. The important thing is, does it serve your political agenda?

Jared Loughner has been making death threats by phone to many people in Pima County including staff of Pima Community College, radio personalities and local bloggers. When Pima County Sheriff’s Office was informed, his deputies assured the victims that he was being well managed by the mental health system. It was also suggested that further pressing of charges would be unnecessary and probably cause more problems than it solved as Jared Loughner has a family member that works for Pima County. Amy Loughner is a Natural Resource specialist for the Pima County Parks and Recreation. My sympathies and my heart goes out to her and the rest of Mr. Loughner’s family. This tragedy must be tearing them up inside wondering if they had done the right things in trying to manage Jared’s obvious mental instability.

Every victim of his threats previously must also be wondering if this tragedy could have been prevented if they had been more aggressive in pursuing charges against Mr. Loughner. Perhaps with a felony conviction he would never have been able to lawfully by the Glock 9mm Model 19 that he used to strike down the lives of six people and decimate 14 more.

I don’t know how the author claims to know all that, but then I don’t know how the left claims to know that Loughner was under the evil spell of Palin’s midterms crosshairs map either. For what it’s worth, a top mental health official in Tucson says his department had no knowledge of Loughner before Saturday:

“To the best of our knowledge, he was never and is currently not enrolled in our system,” said Neal Cash, president of the Community Partnership of Southern Arizona, the organization that provides mental health services to Tucson and Pima County for the state.

The majority of the people they serve are on Medicare, Cash said, but anyone diagnosed with a serious mental illness would be in their system and eligible for services. Despite severe cutbacks in the state mental health budget as a result of the foreclosure crisis and recession – Cash estimates around $50 million has been cut in the last two fiscal years – he said that no one diagnosed seriously mentally ill has been turned down for services.

Arizona has what is considered one of the most progressive mental health laws in the country. Any person, including any of the students in Loughner’s classes who exchanged worried emails about his strange actions or any of his teachers who sought to have him removed or who wanted him to receive treatment, could have petitioned the court to have him evaluated for mental illness.

I can understand classmates not wanting to risk Loughner’s wrath by reporting him, but if — if — Dupnik knew he was disturbed, why didn’t he? Worth thinking about — but first, let’s get back to blaming Sarah Palin. Click the image to watch.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

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Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

bench craft company reviews bench craft company reviews

Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

bench craft company reviews bench craft company reviews

Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

bench craft company reviews bench craft company reviews

Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

bench craft company reviews bench craft company reviews

Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

bench craft company reviews bench craft company reviews

Transfer <b>news</b>: Blackpool skipper Charlie Adam ready to go to war <b>...</b>

Charlie Adam is poised to tell the Seasiders that he wants out, worried the Anfield move may pass him by.

Transfer <b>news</b>: Liverpool step up pursuit of Ajax star Luis Suarez <b>...</b>

Liverpool step up Suarez pursuit, Real Madrid eye Benzema swap deal for Drogba and Sunderland plot bid for West Ham striker.

Tucson Hero to Sit With Michelle Obama at State of the Union on <b>...</b>

Polson Kanneth reports: Daniel Hernandez Jr., one of the heroes of the mass shooting in Tucson, Ariz., two weeks ago, tells ABC News that he will be sitting, along with his father, Daniel Hernandez Sr., with Michelle Obama at the.

foreclosure

Everything I am reading these days on financial issues points to some serious reckoning soon to come, especially because of -- as the folks at Third Way are calling it -- foreclosure-gate. The Massachusetts Supreme Court ruling in the Ibanez case, along with a growing body of cases where the banks and/or their servicers have been ruled against in foreclosure cases, and even the banks' lawyers are being castigated in court by judges for bringing in made-up paperwork, is causing a growing sense of panic among the biggest banks that hold the most mortgages. Spokespeople for the banks are talking bravely, trying to dismiss the situation as some minor paperwork errors, but everyone who has been paying attention to the situation fears that there are really big consequences afoot.

The plain fact is that over the last decade, in their overwhelming rush to make bigger and bigger profits from trading in the bubble-driven real estate securities market, the banks ran roughshod over the home mortgage and title system that had served this country (and England and many others) quite well for hundreds of years -- and they made a serious mess of it. Because of the way these mortgages have been sliced and diced and sold into complicated securities, homeowners, judges, and the banks themselves are having quite a bit of trouble figuring out who actually owns the note in more cases than is easy to believe. The "paperwork" -- figuring out who owns the note - is not just a little messed up, it is a disaster area.

This wouldn't be as big a deal except that the combination of the housing bubble itself plus the worst recession since the Great Depression (caused in great part by that bubble) has created a foreclosure crisis of gargantuan proportions. Millions of homeowners are in foreclosure proceedings, millions more underwater because of the collapse of housing prices. And because the banks have cooked their books, not wanting all these toxic assets to wreak havoc with their official valuation and their stock prices, they have no interest in helping homeowners stay in their homes by writing down these mortgages to current market levels. So banks are moving to foreclose these millions of homes, but they can't prove to judges that they even own the notes that would allow them to foreclose. Thus you have robo-signers, falsified affidavits, and all kinds of strange things being presented to judges in courts. The judges who are not bought and paid for by the banks are raising big red flags about all this, and thus you have cases like Ibanez going against the banks.

This is a mess not just for the housing market but for the entire economy, as the numbers on all this are staggering, and the housing market really does have the potential to just completely freeze up, which would be an economic nightmare. Our economy has no chance of getting dramatically better until the housing market starts moving again. So the banks are now going to their political allies, just like they did in 2008, and telling them: unless you save us from the mess that we've created (oh, wait, they don't use those last four words, instead it's the unforeseeable "perfect storm", "black swan" thing), we will go under and take the entire economy down with us. The good news for the banks is they are not necessarily looking for a cash handout this time - although it may come to that - but just some legal "tweaking" of this "minor paperwork problem."

If you have the stomach for it and want to learn more about the gory details about the policy side of all this, there are a bunch of good writers you can turn to, including Yves Smith, David Dayen, and Marcy Wheeler, all of whom have put up great pieces worth looking at in the last couple of days. Numerian has a great post I have already linked to a couple times in past pieces this week on the truly scary implications of what is going down.

But my focus, as usual, is on the politics of all this, because the drumbeat is beginning in a big way to bail out the bankers from their own mess once again. Third Way's piece, which Yves, David, and Marcy do a good job deconstructing, is the opening shot in what will be a very focused legislative push to once again bail out the bankers from their own mess. The banks and their allies will try to do this as quickly and quietly as they can, portraying it as a simple legal fix for minor paperwork problems. However, the consequences of this kind of legal bailout are actually far greater in some ways than the TARP bailout, as costly as that was. The TARP bailout was just dollars though. This one, as Yves writes, undermines fundamental property law that our entire economic system is based on:

This proposal guts state control of their own real estate law when the Supreme Court has repeatedly found that "dirt law" is not a Federal matter. It strips homeowners of their right to their day in court to preserve their contractual rights, namely, that only the proven mortgagee, and not a gangster, or in this case, bankster, can take possession of their home.

This sort of protection is fundamental to the operation of capitalism, so it's astonishing to see neoliberals so willing to throw it under the bus to preserve the balance sheets of the TBTF banks. Readers may recall how we came to have this sort of legal protection in the first place. England learned the hard way in the 17th century what happens with low documentation requirements: abuse of court procedures, perjury and corruption become the norm. Parliament enacted the 1677 Statute of Frauds to establish higher standards for contracts, such as witnessing by a third party, to stop the widespread theft of property that was underway.

The memo completely ignores the harm to investors from the bank mistakes and lacks any provisions for damage to investors to be remedied. Moreover, denying borrower rights removes their leverage to obtain deep principal mortgage modifications, which for viable borrowers produces lower losses than costly foreclosures and sales of distressed property. Thus this shredding of contractual protections in mortgages not only hurts borrowers but also harms investors.

So to save the banks from their own, colossal abuses of contracts that they devised, the Third Way document advocates Congressional intervention into well established, well functioning state law. This is a case where these matters can and should be left to the courts and ultimately state AGs to coordinate the template of a more broadbased solution.

To once again bail out the bankers, this time by changing real estate law in a way that hasn't been done since the 1670s, would be a far bigger deal than even the trillions in bailout dollars the TARP and Fed gave these banks in 2008/9. But the bankers and their allies like Third Way will try to present this as a simple fix to some minor paperwork problems. Look, if these paperwork problems were so minor, we wouldn't need the fix they are proposing: the banks would get nicked a little in a few cases where they screwed up a little bit of paperwork, and everyone would go on their way. But they have made a Texas-sized mess of the entire mortgage title system in their haste to make money, and it is time to pay the piper.

What's the solution? We should start with a foreclosure freeze while the government sorts through the mess and the state attorney generals finish their negotiations with the big banks. Clearly, a massive amount of mortgage write-downs to underwater homeowners to reflect current housing prices makes a ton of sense, and would dramatically cut the need for foreclosures, taking some of the pressure off the system. Once those two steps are taken, hopefully the AGs can cut a good deal for the American people to make things work better going forward.

The problem with sensible pro-middle class solutions like this is the incredible political power of these big banks. Here's the deal, though: politicians hate the idea of having to bail these guys out again. If progressives can make clear that any legal changes the bankers are trying to push through on mortgage and title law are just one more big bailout of the big banks, we can win this fight. Let's hope we do, because the stakes are pretty damn high.

Cross-posted at my home blog, OpenLeft.com

BR: Its gotta come form the top — time to stop coddling criminals whether they be muggers, bankers or laeyers.

Greg0658 Says:



January 11th, 2011 at 10:40 am

like the double-pyramid diamond of cash flow – it is also a representation of IQs

SCTTD Says:



January 11th, 2011 at 10:52 am

Failure to impose the law blindly to all parties equally will cause the total loss of faith in the system that we are spending trillions to “save”.

obsvr-1 Says:



January 11th, 2011 at 11:35 am

just a minor phonetic modification: change lawyer to liar and voila! all is well … I jest of course, when a lawyer commits perjury the punishment should be harsher then when a common citizen does as the lawyers are bound by their profession to up hold the law (or are they ?).

When the gatekeepers fail us, we are doomed to exist in the cesspool of the plutocracy, hopefully the disinfectant power from the light of disclosure and truth will cleanse the system.

About That Perjury, Judge . . . « Dylan Ratigan Says:



January 11th, 2011 at 12:34 pm

[...] PERMALINK [...]

MakingtheDrop Says:



January 11th, 2011 at 12:56 pm

Can’t play musical chairs when the dj is bought and paid for (or dead). The music just keeps playing…

Hang the blessed dj… http://www.youtube.com/watch?v=9AlH2oYedfk

EvilEsq Says:



January 11th, 2011 at 1:17 pm

Good article. Thanks for saying what the New York Times is afraid to.

Members of the US’s judicial system (attorneys and judges) have become our de facto aristocracy. The legal industry is the only self-regulated industry remaining in the US.

How many attorneys were prosecuted after the Enron scandal? Exactly ZERO yet attorneys were deeply involved in the Enron’s governance as well as structuring and documenting all of the transactions the firm entered into.

It’s not just judges that turn a blind eye to attorney misconduct, bar associations receive over 120,000 complaints regarding attorney misconduct annually. Fewer than 4.3% of attorneys who are complained about are disciplined. Most of the complaints that are prosecuted are for crimes that took place unrelated to the attorney’s legal practice or for an attorney’s misappropriation (read theft) of funds. Fewer than 1% of complaints by consumers of legal services are ever prosecuted.

Why? Lawyers and law firms are the largest source of funding for state and national political campaigns. In aggregate they give more to politicians than all corporations combined with the vast majority of the funding going to Democrats. Politicians are therefore loath to attempt to regulate the judicial system or the legal industry.

America’s judicial system is supposed to be our last line to defend our rights, property and liberties. It should be sacrosanct but has been totally corrupted to the advantage of judges, attorneys and their politician brethren… most of whom are attorneys.

dsawy Says:



January 11th, 2011 at 3:34 pm

I would think that in cases where a) the foreclosure is a judicial proceeding and b) where lawyers have submitted false affidavits, that they’re guilty of fraud upon the court, not merely perjury. Officers of the court are held to higher standards than non-officers, ie, they are responsible for the ability of the court to deliver justice. Where officers of the court commit fraud, the litigants are denied a fair hearing and due process of the law.

As I understand it, if fraud upon the court is proven, then any decision handed down as a result of that fraud can be vacated.

Mike in Nola Says:



January 11th, 2011 at 3:49 pm

I don’t know how it is in other states, even in TX, but I know in LA judges have a duty to report to the disciplinary committee lawyers who violate ethical or professional standards. Nothing like a letter from the Disciplinary Counsel to ruin your day.

FrancoisT Says:



January 11th, 2011 at 4:03 pm

I shall beat the drum on this as many times as needed: Our legal system has been perverted from providing a REASONABLE shake at equal justice to a machine honed to protect the interests of the powerful while shielding them from accountability and repressing very harshly, the “little people” that is, most of us who are not very well connected politically or by virtue of significant wealth.

Read “The New Jim Crow” and “With Liberty And Justice For Some” (to be published in March 2011)

So, seeing judges slapping lawyers on the wrist for offenses that would send us to the brig for a long time cannot possibly be surprising…and that is the real tragedy.

ELS Says:



January 12th, 2011 at 10:56 am

I guess. Remember, though, that any criminal charges require the DA to prove intent. So, you snag all the folks making slave wages (“Did you know that you were signing things w/o reading them?” “Yes.”) You might snag their managers who probably don’t make much more money (“Did you know your people were signing so many declarations that there was no way they could actually be reading the underlying files?” “Yes.”). Will you be able to convict anyone above that? Probably not. Everyone that was not in a position to literally see how things were set up has plausible deniability. As for the lawyers, it will also be very hard to obtain a conviction unless they actually saw the person signing off w/o looking at the file. When you need the dec, you send a letter or e-mail to the client along the lines of “I’ve drafted your declaration. Please review this closely. If it is not accurate, please call me or mark up the draft and send it back so I can correct it. If it is correct, please sign it and return it.” If the client signs w/o changing, where is the provable intent on the part of the lawyer?

Part of the reason many highly suspected cases of perjury don’t get convicted in all kinds of civil cases is because they are not easy to prove and obtain convictions on. The other part of the reason is simple resource allocation. Every perjury conviction is a purse snatcher that may not get prosecuted instead. It is your basic guns vs. butter question.

There are, however, things the Courts could do to prevent this in the first place: strictly apply the rules of evidence. Some lackey at the bank doesn’t have personal knowledge, but in his / her declaration says they read the file and the files says “XYZ.” If those notes from the file aren’t attached, that declaration is double hearsay – it’s inadmissible. In all honesty, many lawyers are lazy or don’t quite understand the rules and the Courts would come to a standstill if the rules of evidence were super-strictly applied outside of trial. There is a certain credibility component when one chooses to be lenient about the rules in order to get the cases moving. In my observation, the banks have lost that credibility and the judges I see have started applying the rules of evidence much more strictly when they are before the Courts.

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While accessing the internet, you will find and run into many, in fact too many, 'too good to be true' deals. You will find expired coupon sites that are built to simply get traffic 'hits', harvest information, or simply to scam customers out of the truth, or more importantly, out of savings. 

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The most important thing in it is to get referrals : directly or rented ones. And the second important thing is to relay on the most trusted and stable sites. This is like betting on the most probable winner with a Team of Betters behind you.
Now,the first rule in business is to MEAN it. Not necessarily to be mean but to be serious about it. So if you think to make a living online you must be serious, hard working and learn it every step of the way. By all means you will get to SUCCEED IN TIME. With the second important thing, related to paying and stable sites you can get help from average experience or custom search on the net for top paying sites on Google. The really heavy duty thing is to build a Team of Referrals. According to this, the most affordable approach is to rent them with the amount of money you already earned on a site. The difficult part is to convince a direct referral to join in your   downline and be active on every day. This is like direct-sales in the real world: 50% chances (or less) to make them buy something which is more a game than a business. The rest of 50% is advertising or make believe (super-fantasizing) that something is useful and generates a sort of monthly real income. This fantasies go from promises of other great deals to even promises of 10(ten!) dollars per click:) And believe me, there are sites which ”offer” more than that, even the moon from the sky, just to get you join their scam. There are two kind of experiences related to this ”make believes”: one is to be a realistic guy by nature and the second is to try things until they prove lies. Everyone is preferring the first category except the advertisers, who are preferring the second one. Well, if you want to really be in the first category, and play this ptc game, you have to discern between a real buck and a promised one, in Neverland. You may say that each and every dime is just a promise in the ptc virtual world, until that dime profs it*s real in your pocket. It*s true but that does not mean you stop discerning reality from dreams. You must keep your goal to make real money online, gather experience and build a system that really works keeping you satisfied with your decent earnings and little, indecent losses.  
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Everyone in the tech world talks about business models. But I’ll bet that if you quizzed a random sample of these people, you’d find that they really don’t know what a business model is. I did just that with my students at UC-Berkeley. Most raised their hands, and MBA student Blake Brundidge’s attempt to answer the question was a valiant one—but none of them really had a clue.  The only one who got the answer right was Lionel Vital, a Stanford student gatecrashing my iSchool class.

The reality is that a business model is like the old saying about teenage sex: everyone talks about it all the time; everyone boasts about how well he or she is doing it; everyone thinks everyone else is doing it; almost no one really is; and the few who are are fumbling their way through it incompetently. (Yes, I know things have changed.)

I’ll tell you what a business model is, in case you are quizzed by your investors.

But first, let me answer the big question that is surely on your mind: what is a Stanford student doing at Berkeley? It may be that our classes at Berkeley are much better than those at Stanford. That is probably why Lionel approached me at the beginning of the semester and begged to be allowed to audit my class. To Lionel’s credit, he scored better than any of the Berkeley students. So perhaps some Stanford kids are a little smarter, but Berkeley students get better education? I know that our students certainly have a lot more fun. You just have to visit the campuses to note the stark difference.

Now let’s discuss business models. Sorry, the teenagers reading this will need to get their sex education somewhere else. I teach only entrepreneurship and globalization.

Step one in building a successful business is to learn what products or technologies your customers really need and are willing to buy. This is an iterative process that I explained in this piece. The vast majority of technology startups fail because too few customers buy or use their products. So don’t underestimate the importance of validating and testing your ideas.

Developing the right product is hard. But what is harder is building a good business model. Fortunately, there’s nothing magical about a business model. It’s simply the nuts and bolts of how a business plans to generate revenue and profits. It details your long-term strategy and day-to-day operations.

Entrepreneurs put together elaborate business plans showing optimistic market-share projections. Even 1% of a billion-dollar market seems lucrative, right? Wishful thinking is great, but when it comes time to create your business model, you need to be realistic. The challenges differ from industry to industry, but here are seven basic components of a business model:

1. Reaching customers. Ralph Waldo Emerson famously said, “Build a better mousetrap, and the world will beat a path to your door.” The reality is that even if you did, no one would find you. Even when you know who your prospects are, it’s usually difficult and costly to reach them. You have to find them via the Internet and e-mail, or the old-fashioned way—through broadcast media, print ads, direct mail, telemarketing, or references or by cold-calling. And these potential customers are not likely to be waiting to hear from you and may not respond to you. So be sure you know how you are going to find and reach them.

2. Differentiating your product. You think you’ve got the very best solution, but so does the other gal (or guy). There’s always competition, whether you realize it or not. Smart marketing executives know how to develop unique product-positioning strategies that highlight a product’s true value. You need to thoroughly understand the competition and effectively communicate the unique advantages of your product.

3. Pricing. One of the most basic decisions you have to make is how much you’re going to charge for your product or service. Giving your stuff away is the way to go on the web, but remember that you still need to figure out how you are eventually going to make money—you can’t make it up on volume. Start by understanding how much customers value what they’re gaining from you. Then you need to estimate your total costs, analyze the competitive landscape, and map out your long-term strategy. For your company to survive, your product’s price must be greater than its overall cost.

4. Selling. Persuading customers to buy a product that they need is one of the most important skills an entrepreneur must learn (read It’s All About Selling for Survival). You’re going to be selling at every juncture. So you have to understand what it takes to close a deal and put together the necessary sales process. And this process has to be perfectly conceived. Be sure you test your selling strategy as you would your product.

5. Delivery/distribution. This is easy on the Internet. But for big-ticket items, you usually require a direct sales force; for mid-range products, distributors or value-added resellers; and, for low-priced items, retail outlets or the Internet. It’s different in every industry and for every type of product, but you have to get this right. Your products need to be designed and packaged for the channel through which they will be distributed to customers.

6. Supporting Customers. In addition to teaching customers how to use your product, you need to ensure that you can deal with defects and returns, answer product questions, and listen to and incorporate valuable suggestions for improvement. You may need to provide consulting services to help customers integrate and implement your products. If your product is a critical component of a business, you may also need to provide 24/7 onsite or web support.

7. Achieving customer satisfaction. The ultimate success or failure of a business depends on how much it helps customers achieve their objectives. Happy customers will become your best sales people and buy more from you. Unhappy customers will become your biggest liability.

All the pieces have to come together like a jigsaw puzzle in your business model. The good news is that you don’t have to start from scratch when formulating it. You can give yourself a head start by learning from competitors and other markets. It is not only the successes that provide valuable lessons; it is also the failures.

You can innovate as much in your business model as you do in your products. Be prepared to evolve your innovation strategy as you gain experience and as your market changes. Like your products, it will probably take several versions to get your business model right; you get better with practice.

Editor’s note: Vivek Wadhwa is an entrepreneur turned academic. He is a Visiting Scholar at UC-Berkeley, Senior Research Associate at Harvard Law School and Director of Research at the Center for Entrepreneurship and Research Commercialization at Duke University. You can follow him on Twitter at @vwadhwa and find his research at www.wadhwa.com.

Thanks God we are done with celebrating and can start working! Here’s one essential checklist for you to start:

1. Acknowledge Your Biggest Fans

Do you have fans that re-tweet your posts, email your articles to friends, and send new business your way? What have you done for them? Have you at least taken the time to thank them?

You should always monitor your brand, your website link and your own name (I use SocialMention). Every time someone says something nice about you, you should thank them. If you can do something else in return, by all means do.

2. Understand the Golden Rule of Blogging

Most blogs don’t appeal to the audience they’re writing for. The writing may be good, but the topics aren’t. Let’s say you sell furniture. Your blog shouldn’t be about your specials, the new employee you hired or about your vacation to Hawaii. Your blog should be about furniture.

Always ask yourself this question: who am I writing for? What kind of content do they want? It doesn’t matter if you don’t offer all the services you write about. For example, I own an Internet marketing agency and my audience is business owners. But, I don’t only write about online marketing; I write about topics that are of interest to business owners, such as lowering costs, motivating employees and off-line marketing.

Find out what your audience wants and give it to them.

3. Use Decoy Offers

Have you ever wondered why some stores sell an item for $100 and in the price tags says “Was $200″? It makes the current price look a lot better. Some people might think $100 is a lot of money for that item, but hey, it was $200, so you’re getting a great deal, right? Well, believe it or not, it works. This is because everything is either a great deal or an awful deal based on what you compare it with.

Psychologists call this “the principle of contrast.”  How can you use this to your benefit? My favorite way is to present two or more offers. One will be your current offer and then you’ll add some decoy offers. The decoy offers will be really bad deals, but they’ll make your main offer look great. For example, you can sell one can of your product at $19 and three cans at $25 with free shipping and feature this last offer as the weekly special. Try it; it works like a charm and there’s nothing unethical about it. You’ll keep your main offer and all you’re doing is making it look better by adding some not-so-attractive offers.

4. Write Your Marketing Copy First and Develop Your Product Around It

I’ve found this tactic to be extremely effective. Instead of creating a product and then writing the marketing message, I like writing the copy first because by trying to sell it with words, I get a much better understanding of what the audience really wants and I can give them that product or service.

5. People Buy from People, Not Companies

Your customers might have known your company first, but they bought from you because they liked you or the salesperson they dealt with. This is especially true in B2B. The takeaway here is: do a good job explaining how your company can help your clients but do an even better job connecting with your prospects at a personal level.

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Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...

bench craft company reviews bench craft company reviews

Glee <b>News</b>! More Gwyneth, Cheno, AND GaGa For Season 2 <b>...</b>

Big news, Gleeks! (And possible spoilers!) The second half of Glee´s Season 2 sounds amazing!! Gwyneth Paltrow will be reprising her role as Holly Holliday for TWO episodes and sources say,...

Transfer <b>news</b>: Chelsea boss Carlo Ancelotti targets AC Milan <b>...</b>

Chelsea boss targets AC Milan striker, Aston Villa plot player swap for Newcastle star and Real Madrid warn Man United, Man City and Chelsea off defender.

The State <b>News</b> :: The Snyder Effect

Gov. Rick Snyder, who took office Jan. 1, repeatedly has said K-12 and higher education and retaining young people in the state are priorities for his administration. But until Snyder releases concrete numbers as part of his budget ...